Mission Statement:

Provide a full range of escrow services and title insurance products at a fair cost.  Anticipate the needs of our customers and exceed the industry standards for Title Insurance Companies.  Continue our education within the Real Estate Title Industry.  Cultivate and grow business relationships, new and old.  Provide a professional closing for all parties involved, and make the home selling, buying, or refinancing process a satisfying and informative experience.


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Insurance Policies
ALTA 92 Owner's Policy.
Basic policy which provides certain coverage as of a certain date, and specified amount.  It insures the interest in the property and discloses additional interests which are held in the property (such as mortgages, liens, and judgments).  Covenants, conditions, restrictions and mandatory community associations which are recorded are disclosed.  Recorded right-of-ways, easements, and set-back lines are disclosed.  Survey protection is not afforded on an ALTA 92 Owner's Policy without the production of a current Mortgage Location Report.
Basic Coverage Includes
  • Another party's ownership interest in your title
  • Another party having the right to affect your title arising out of leases, contracts or options.
  • Another party claiming to have rights affecting your title arising out of forgery or impersonation.
  • Another party having an easement on your land.
  • Another party having a right to limit your use of the land.
  • A defective title.
ALTA 98 Homeowner's Policy.
Advanced policy with extended coverage for greater protection.  Traditionally, title insurance only covered matters that occurred before the policy date.  For the first time ever, the ALTA Homeowner's Policy protects insured's from certain covered risks arising before and after the policy date.
Key Benefits
  • Gives clients confidence and peace of mind by providing the maximum protection available.
  • Decreases agent's exposure in a transaction regarding certain title matters.
  • Increases the resale potential of the home by insuring additional title risks.
  • Includes Basic Coverage of an ALTA 92 Owner's Policy
Extended Coverage Includes
  • Subdivision law violation coverage.
  • Building permit violation coverage.
  • Zoning coverage.
  • Covenants, Conditions & Restrictions coverage.
  • Encroachment coverage.
  • Enhanced Access coverage.
  • Water & Mineral Rights coverage.
  • Supplemental Assessments coverage.
  • Map & Address coverage.
  • Continuous coverage & Additional Insured's.
  • Inflation coverage.
Conditions, Limitations, and More Information
For complete information concerning the coverage, please refer to the policy form.  The ALTA Homeowner's Policy coverage has certain deductibles, liability limitations, exceptions and exclusions.  For more information, click here.